Terms and Conditions of Talangin

1.1. "Service Fee" is a fee charged by FYN for the provision of Talangin, access to the Platform, as well as other administrative and operational support services. This Service Fee may be set as a fixed amount or as a percentage of the Talangin value, as stated in the Platform or other related documents.

1.2. "For Your Nest" or "FYN" is PT Jendela Lintas Maya, which is an official partner of Mamikos in managing and mediating Boarders to obtain boarding accommodation, in this case, Property.

1.3. "Talangin Amount" is the amount that has been paid by JLM on behalf of the User to the Property Owner.

1.4. "Service" is the Talangin service provided by FYN to the Tenant in the context of facilitating the payment of rent that must be paid by the Tenant to the Property Owner.

1.5. "Property Owner" is any individual or entity that owns/manages Property in cooperation with Mamikos, and as the recipient of payments from FYN.

1.6. "Reimbursement" is the reimbursement that must be made by the User to FYN for the Talangin amount that has been paid in advance by FYN to the Property Owner for and on behalf of the User, along with the Service Fee (if any).

1.7. "Tenant" or "User" is the renter or user of the Platform who agrees to these Terms and Conditions and receives the benefits of the Talangin service or other payment facilitation forms provided by FYN.

1.8. "Reimbursement Period" is the time set for the User to complete the obligation to return the Disbursed Value to FYN, plus service fees if applicable.

1.9. "Platform" is the digital system owned by PT Jendela Lintas Maya, namely For Your Nest, a system officially connected to the Talangin Service.

1.10. "Property" is property managed by Mamikos and/or its Affiliates that can be booked by Users through the Mamikos Platform.

1.11. "Talangin" (Accommodation Advance): An amount equivalent to one (1) month's rent and related fees for the rental month selected by the Tenant through the Platform, paid directly by FYN to the property owner on behalf of the Tenant to secure or maintain the rental period for that month.

2.1. The Tenant uses FYN's services to facilitate the accommodation rental process through the Platform. After the rental agreement is successful and according to the Tenant's choice, FYN agrees to pay the Talangin for the selected rental month directly to the property owner on behalf of the Tenant.

2.2. The Tenant hereby grants irrevocable consent and power to FYN to make such payments as part of this facilitation service. Talangin is provided solely as a temporary payment assistance feature and cannot be considered or interpreted as a loan, financing, or credit facility in any form under the provisions of applicable laws and regulations.

2.3. The Service is provided at the request of the Tenant and will only be implemented after a verification process, eligibility evaluation, and internal FYN approval. FYN has the full right to approve or reject an application without obligation to provide reasons. FYN may request additional documents or information necessary to support the verification process and has the right to suspend, postpone, or cancel the Service if any discrepancies, incompleteness, or inaccuracies in the data provided by the Tenant are found.

2.4. The Tenant acknowledges and agrees that Talangin is a payment made by FYN on behalf of the Tenant. Therefore, the Tenant is obliged to reimburse the entire Talangin Amount along with the applicable Service Fee to FYN within the timeframe and manner as stipulated in these T&C Talangin or as notified through the Platform.

2.5. This reimbursement obligation arises solely from payment facilitation activities and is not an obligation for a loan, credit, or financing facility in any form.

2.6. There is no provision that requires FYN to distribute Talangin funds to the Tenant's registered account on the Platform.

2.7. The Talangin is only provided to Tenants who are legally competent, not under guardianship or other forms of legal restriction, have full legal authority and capacity, and are at least twenty-one (21) years old.

2.8. FYN provides this Service "as-is" and "as-available". FYN is not responsible for any losses, disputes, or claims arising between the Tenant and the Property Owner, or due to events beyond FYN's reasonable control.

3.1. Users are required to apply for the Talangin service through the Platform and provide the required documents, complete the data, and agree to all terms listed on the Platform as stipulated by FYN, including but not limited to personal information, property details, proof of ability to pay (if any), and others.

3.2. FYN has the right to verify and evaluate the eligibility of each application submitted by the Tenant, both manually and automatically through the system, including but not limited to personal data, transaction history, and other eligibility parameters.

3.3. FYN has full and absolute authority to approve or reject the Tenant's application based on the results of internal evaluation, without obligation to provide reasons or explanations for the decision.

3.4. In the event that the application is approved:

3.5. The approval will be considered binding after FYN sends confirmation and makes the Talangin payment to the property owner.

3.6. In the event that the application is rejected, FYN has no obligation whatsoever to the Tenant, including to provide compensation, damages, or explanation for the basis of the rejection.

3.7. Any approval or rejection of an application will be confirmed electronically through the Platform or other official communication channels. Such approval is only binding after FYN sends confirmation and makes the Talangin payment to the Property Owner.

4.1. The Tenant is obliged to make a Reimbursement for the Talangin and pay the Service Fee (if any) during the Reimbursement Period, or at another time notified by FYN through the Platform.

4.2. During the Reimbursement Period, the Tenant must make a Reimbursement to FYN for the following amounts simultaneously:

4.3. To avoid doubt, the total Reimbursement that must be made by the Tenant to FYN during the Reimbursement Period consists of:

4.4. After the Reimbursement Period and once the Tenant has fulfilled the Reimbursement obligations as referred to in item 4.3, the Tenant's monthly payment obligations to the Property Owner shall revert to the regular monthly rental amount as stipulated in the lease agreement, unless otherwise agreed through the Platform or in writing between the Tenant and FYN.

4.5. All payments under these T&C Talangin shall be made through the payment channels provided by FYN on the Platform. A payment shall be deemed completed once it has been verified by FYN's system.

5.1. Any Reimbursement that must be made by the Tenant to FYN but has not been received by FYN within one (1) calendar days from the Reimbursement Period will be considered a delayed Reimbursement. In such a case, FYN has the right to impose a reasonable administrative fee to cover handling and processing costs due to the delay, as long as permitted by applicable laws and regulations.

5.2. If the Tenant does not make a Reimbursement for the entire Talangin Amount as referred to in Article 4.3 after the expiration of the applicable grace period, this will be considered a material breach of these T&C Talangin. In the event of default, FYN has the right to take one or more of the following actions:

5.3. To avoid doubt, any administrative fees or collection-related fees imposed under this Article are service recovery fees, and do not constitute interest, credit penalties, or other forms of financing fees.

6.1. The Tenant hereby declares that the Tenant has read, understood, and agreed to all provisions in these T&C Talangin, including but not limited to the Reimbursement obligation as regulated in Article 4.

6.2. The Tenant declares and guarantees that the individual is legally competent, not under any form of guardianship, has full legal authority and/or capacity, and is at least twenty-one (21) years old.

6.3. The Tenant expressly acknowledges and agrees that:

7.1. FYN is committed to maintaining the security of transaction processes and fund disbursement through the implementation of reasonable information technology systems in accordance with industry security standards.

7.2. All Talangin funds are disbursed directly by FYN to the property owner or manager in accordance with the data and information provided by the Tenant. FYN does not store Tenant funds in the form of deposits or trusts in the sense as referred to in applicable banking regulations.

7.3. FYN is not responsible for delays, transfer errors, or transaction failures that occur due to:

7.4. In the event of a transaction failure caused by an internal FYN system error, FYN is obliged to make corrections or refund the Service Fee (if any) in accordance with applicable internal provisions, after verification.

8.1. FYN has the right to implement necessary security and enforcement measures to ensure Reimbursement for the Talangin that has been disbursed to the Property Owner on behalf of the Tenant, including but not limited to:

8.2. FYN has the right to access and process the Tenant's identity data and transaction history for verification, collection, or enforcement of FYN's legal rights, in accordance with applicable Personal Data Protection laws and regulations.

8.3. If the Reimbursement delay exceeds the Reimbursement Period as stipulated in Article 5, then:

9.1. The Tenant is prohibited from:

9.2. FYN's limitation of liability, namely:

10.1. FYN has the right to change, suspend, or terminate part or all of the Service, including but not limited to features, procedures, eligibility requirements, and payment methods, at any time and solely at FYN's discretion. Unless otherwise required by applicable laws and regulations, such changes are effective from the date of announcement on the Platform or from the date of notification to the Tenant. The Tenant's use of the Service after the effective date of the changes is considered as acceptance of such changes.

10.2. FYN may temporarily suspend the Service, Platform access, or disbursement of Talangin in part or in whole if:

Such suspension does not release the Tenant from existing obligations, including the obligation to Reimburse Talangin and Service Fees (if any).

10.3. FYN has the right to terminate or permanently deactivate the Tenant's access to the Service at its own discretion if:

10.4. Upon termination of the Service, all rights granted to the Tenant under these Terms become invalid. Any outstanding obligations, including Reimbursement for the Talangin Amount, Service Fees, and damages (if any), remain the Tenant's obligation and can be collected and enforced by FYN.

FYN is not responsible for delays or failures in performing its obligations under these T&C Talangin if such delays or failures are caused by events beyond FYN's reasonable control, including but not limited to natural disasters, fire, flood, epidemic, pandemic, strikes, labor disputes, war, government actions, power outages, telecommunication or internet disruptions, or other events classified as force majeure under Indonesian law.

During the occurrence of force majeure, FYN's obligations will be suspended to the extent affected by such force majeure. FYN will make reasonable efforts to resume the performance of its obligations after the force majeure ends.

FYN processes User's personal data in accordance with the Privacy Policy published on the Platform. By using and/or agreeing to the use of the Service, the User declares to have read, understood, and agreed to the Privacy Policy here.

13.1. All intellectual property rights contained in and/or related to the Platform, including but not limited to content, design, trademarks, logos, databases, and underlying software, are owned or legally licensed to FYN. The User is granted a limited, non-exclusive, and non-transferable right to access and use the Platform solely for personal purposes and in accordance with these Clauses.

13.2. The User is prohibited from copying, modifying, reproducing, distributing, reverse-engineering, or creating derivative works from any part of the Platform without prior written consent from FYN.

14.1. These Terms are governed by and construed in accordance with the laws of the Republic of Indonesia.

14.2. Any dispute, controversy, or claim arising out of or in connection with these Terms, including concerning their existence, validity, or termination, will first be resolved amicably through deliberation within a period of thirty (30) calendar days from the date one Party notifies the other Party in writing.

14.3. If no amicable settlement is reached within that period, the dispute will be finally resolved through arbitration conducted by the Indonesian National Arbitration Board (BANI) in Jakarta in accordance with BANI's regulations and procedures applicable at the time the dispute is submitted. The arbitration process will be conducted in Indonesian, and the arbitration award will be final and binding on the Parties.

15.1. These Terms constitute the entire agreement and understanding between the User and FYN regarding the matters regulated therein and supersede all prior communications or understandings, whether oral or written.

15.2. FYN has the right to change, add, or replace part or all of the contents of these T&C Talangin at any time without requiring prior approval from the Tenant. Any such changes are effective from the date of announcement on the Platform, unless otherwise specified. The Tenant's use of the Platform or Service after the announcement date is considered as acceptance of such changes.

15.3. If any provision in these T&C Talangin is deemed invalid or unenforceable under applicable law, that provision will be enforced to the maximum extent possible, and the other provisions will remain in full force and effect.

15.4. FYN's failure to enforce any right or provision in these T&C Talangin will not be considered a waiver of that right or provision.

15.5. The User may not assign either partly or wholly their rights or obligations under these T&C Talangin without written consent from FYN. FYN may assign its rights and obligations to affiliates or business successors without requiring User consent.

15.6. Any notification under these T&C Talangin is considered valid if delivered through the Platform, email, or other official communication channels designated by FYN.

15.7. By using this service, the User declares to have read, understood, and agreed to all applicable provisions.

15.8. These T&C Talangin are an inseparable part of the general terms and conditions of the Platform.

15.9. This document is stored digitally and has the same legal force as a physical document.

15.10. This T&C Talangin may be provided in various languages. In the event that this T&C Talangin is translated into any language other than Bahasa Indonesia, and there is any conflict, discrepancy, or difference in meaning or interpretation between the versions, the Bahasa Indonesia text shall prevail and be the governing and binding version for all purposes.